:root {
    --paper: #F7F5F0;
    --card: #FFFFFF;
    --ink: #1D2420;
    --ink-soft: #4A5248;
    --brand: #2F5843;
    --brand-deep: #244534;
    --cta: #B07A28;
    --cta-hover: #96661F;
    --sage: #87907F;
    --line: #DFDCD2;
    --tint: #EDEFE7;
    --focus: #2F5843;
  }
  @media (prefers-color-scheme: dark) {
    :root {
      --paper: #171D19;
      --card: #202823;
      --ink: #ECEAE2;
      --ink-soft: #B4BAAE;
      --brand: #7FB598;
      --brand-deep: #A4CDB6;
      --cta: #D89A3E;
      --cta-hover: #E6AC55;
      --sage: #7E8878;
      --line: #35403A;
      --tint: #242E28;
      --focus: #7FB598;
    }
  }
  :root[data-theme="light"] {
    --paper: #F7F5F0; --card: #FFFFFF; --ink: #1D2420; --ink-soft: #4A5248;
    --brand: #2F5843; --brand-deep: #244534; --cta: #B07A28; --cta-hover: #96661F;
    --sage: #87907F; --line: #DFDCD2; --tint: #EDEFE7; --focus: #2F5843;
  }
  :root[data-theme="dark"] {
    --paper: #171D19; --card: #202823; --ink: #ECEAE2; --ink-soft: #B4BAAE;
    --brand: #7FB598; --brand-deep: #A4CDB6; --cta: #D89A3E; --cta-hover: #E6AC55;
    --sage: #7E8878; --line: #35403A; --tint: #242E28; --focus: #7FB598;
  }

  * { box-sizing: border-box; }
  html { scroll-behavior: smooth; }
  @media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

  body {
    margin: 0;
    background: var(--paper);
    color: var(--ink);
    font-family: "Avenir Next", "Segoe UI", system-ui, -apple-system, sans-serif;
    font-size: 17px;
    line-height: 1.6;
  }
  .serif { font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif; }

  h1, h2, h3 {
    font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
    line-height: 1.15;
    text-wrap: balance;
    margin: 0 0 0.5em;
    font-weight: 600;
  }
  h1 { font-size: clamp(2.1rem, 5vw, 3.3rem); }
  h2 { font-size: clamp(1.6rem, 3.4vw, 2.2rem); }
  h3 { font-size: 1.15rem; }
  p { margin: 0 0 1em; }
  a { color: var(--brand); }
  a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible {
    outline: 3px solid var(--focus);
    outline-offset: 2px;
  }

  .skip-link {
    position: absolute; left: -9999px; top: 0;
    background: var(--card); color: var(--ink);
    padding: 10px 16px; z-index: 100;
  }
  .skip-link:focus { left: 8px; top: 8px; }

  .wrap { max-width: 1080px; margin: 0 auto; padding: 0 24px; }

  .eyebrow {
    text-transform: uppercase;
    letter-spacing: 0.12em;
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--brand);
    margin: 0 0 0.75em;
  }

  /* ---- top bar ---- */
  .topbar {
    position: sticky; top: 0; z-index: 20;
    background: var(--paper);
    border-bottom: 1px solid var(--line);
  }
  .topbar .wrap {
    display: flex; align-items: center; justify-content: space-between;
    gap: 16px; padding-top: 12px; padding-bottom: 12px;
  }
  .brandmark { display: flex; align-items: baseline; gap: 10px; text-decoration: none; color: var(--ink); }
  .brandmark .name { font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif; font-weight: 700; font-size: clamp(1.5rem, 4vw, 2rem); }
  .brandmark .loc { font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; color: var(--sage); }
  @media (max-width: 560px) { .brandmark .loc { display: none; } }
  .call-link {
    display: inline-flex; align-items: center; gap: 8px;
    text-decoration: none; font-weight: 700; color: var(--ink);
    white-space: nowrap;
  }
  .call-link .num { font-variant-numeric: tabular-nums; font-size: 1.3rem; }
  .call-link .lbl { font-size: 0.78rem; font-weight: 600; color: var(--sage); }
  @media (max-width: 560px) {
    .call-link .lbl { display: none; }
    .call-link .num { font-size: 1.1rem; }
  }

  /* ---- hero ---- */
  .hero { padding: 56px 0 64px; }
  @media (max-width: 560px) { .hero { padding: 36px 0 48px; } }
  .hero .wrap {
    display: grid; grid-template-columns: 1.15fr 0.85fr;
    gap: 48px; align-items: start;
  }
  @media (max-width: 860px) { .hero .wrap { grid-template-columns: 1fr; gap: 36px; } }
  .hero-copy p.lede { font-size: 1.15rem; color: var(--ink-soft); max-width: 34em; }
  .assurances { list-style: none; margin: 28px 0 0; padding: 0; display: grid; gap: 12px; }
  .assurances li { display: flex; gap: 12px; align-items: baseline; }
  .assurances .tick {
    flex: none; width: 22px; height: 22px; border-radius: 50%;
    background: var(--tint); color: var(--brand);
    display: inline-flex; align-items: center; justify-content: center;
    font-size: 0.8rem; font-weight: 700; transform: translateY(4px);
  }
  .assurances strong { font-weight: 700; }

  /* ---- form card ---- */
  .offer-card {
    background: var(--card);
    border: 1px solid var(--line);
    border-top: 4px solid var(--brand);
    border-radius: 6px;
    padding: 28px;
    box-shadow: 0 10px 30px rgba(29, 36, 32, 0.08);
  }
  @media (max-width: 560px) { .offer-card { padding: 20px 16px; } }
  .offer-card h2 { font-size: 1.35rem; margin-bottom: 0.35em; }
  .offer-card .sub { font-size: 0.92rem; color: var(--ink-soft); margin-bottom: 1.4em; }
  .field { display: grid; gap: 6px; margin-bottom: 16px; }
  .field label { font-size: 0.82rem; font-weight: 700; letter-spacing: 0.02em; }
  .field input, .field select {
    font: inherit; color: var(--ink);
    background: var(--paper);
    border: 1px solid var(--line); border-radius: 4px;
    padding: 11px 12px; width: 100%;
    font-size: max(16px, 1em); /* prevents iOS Safari zoom-on-focus */
  }
  .btn {
    display: inline-flex; align-items: center; justify-content: center;
    font: inherit; font-weight: 700; text-decoration: none;
    border: none; border-radius: 4px; cursor: pointer;
    padding: 14px 22px;
    background: var(--cta); color: #FFFFFF;
  }
  :root[data-theme="dark"] .btn, :root:not([data-theme="light"]) .btn { color: #1D2420; }
  @media (prefers-color-scheme: light) { :root:not([data-theme="dark"]) .btn { color: #FFFFFF; } }
  .btn:hover { background: var(--cta-hover); }
  .btn.block { width: 100%; }
  .btn.ghost {
    background: transparent; color: var(--brand);
    border: 1.5px solid var(--brand);
  }
  .btn.ghost:hover { background: var(--tint); }
  .form-note { font-size: 0.8rem; color: var(--sage); margin: 12px 0 0; }
  .form-status {
    display: none; margin-top: 14px; padding: 12px 14px; border-radius: 4px;
    background: var(--tint); color: var(--brand-deep); font-size: 0.92rem;
  }
  .form-status.show { display: block; }

  /* ---- strip ---- */
  .strip { border-block: 1px solid var(--line); background: var(--tint); }
  .strip .wrap {
    display: grid; grid-template-columns: repeat(4, 1fr);
    gap: 24px; padding-top: 26px; padding-bottom: 26px;
  }
  @media (max-width: 760px) { .strip .wrap { grid-template-columns: repeat(2, 1fr); gap: 18px; } }
  .strip .item { text-align: center; }
  .strip .big { font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif; font-size: 1.3rem; font-weight: 700; color: var(--brand-deep); }
  .strip .small { font-size: 0.82rem; color: var(--ink-soft); }

  /* ---- sections ---- */
  section.block-pad { padding: 72px 0; }
  @media (max-width: 560px) { section.block-pad { padding: 48px 0; } }
  .section-head { max-width: 42em; margin-bottom: 40px; }
  .section-head p { color: var(--ink-soft); }

  /* how it works */
  .steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; counter-reset: step; }
  @media (max-width: 760px) { .steps { grid-template-columns: 1fr; } }
  .step { counter-increment: step; }
  .step .n {
    font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
    font-size: 2.6rem; font-weight: 700; color: var(--brand);
    line-height: 1;
  }
  .step .n::before { content: counter(step); }
  .step h3 { margin-top: 10px; }
  .step p { color: var(--ink-soft); font-size: 0.95rem; }

  /* situations */
  .situations { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
  @media (max-width: 860px) { .situations { grid-template-columns: repeat(2, 1fr); } }
  @media (max-width: 560px) { .situations { grid-template-columns: 1fr; } }
  .situation {
    background: var(--card); border: 1px solid var(--line); border-radius: 6px;
    padding: 22px;
  }
  .situation h3 { font-size: 1.05rem; }
  .situation p { font-size: 0.9rem; color: var(--ink-soft); margin: 0; }
  .fc-note {
    margin-top: 28px; padding: 20px 24px;
    background: var(--tint); border-left: 4px solid var(--brand); border-radius: 0 6px 6px 0;
  }
  .fc-note p { margin: 0; font-size: 0.95rem; }

  /* compare */
  .compare-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  table.compare {
    width: 100%; min-width: 560px; border-collapse: collapse;
    background: var(--card); border: 1px solid var(--line); border-radius: 6px;
    font-variant-numeric: tabular-nums;
  }
  .compare th, .compare td { padding: 14px 18px; text-align: left; border-bottom: 1px solid var(--line); }
  .compare thead th { font-size: 0.82rem; text-transform: uppercase; letter-spacing: 0.08em; }
  .compare thead th.us { color: var(--brand); }
  .compare tbody tr:last-child td, .compare tbody tr:last-child th { border-bottom: none; }
  .compare tbody th { font-weight: 600; font-size: 0.92rem; color: var(--ink-soft); }
  .compare td.us { font-weight: 700; color: var(--brand-deep); }
  .scroll-hint { display: none; font-size: 0.78rem; color: var(--sage); margin: 8px 0 0; }
  @media (max-width: 620px) { .scroll-hint { display: block; } }

  /* faq */
  .faq { display: grid; gap: 12px; max-width: 46em; }
  .faq details {
    background: var(--card); border: 1px solid var(--line); border-radius: 6px;
  }
  .faq summary {
    cursor: pointer; padding: 16px 20px; font-weight: 700; list-style: none;
    display: flex; justify-content: space-between; align-items: center; gap: 16px;
  }
  .faq summary::-webkit-details-marker { display: none; }
  .faq summary::after { content: "+"; font-size: 1.3rem; color: var(--brand); flex: none; }
  .faq details[open] summary::after { content: "–"; }
  .faq .a { padding: 0 20px 18px; color: var(--ink-soft); font-size: 0.95rem; }
  .faq .a p { margin-bottom: 0.6em; }
  .faq .a p:last-child { margin-bottom: 0; }

  /* signup */
  .signup { border-block: 1px solid var(--line); background: var(--tint); }
  .signup .wrap {
    display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between;
    gap: 24px; padding-top: 44px; padding-bottom: 44px;
  }
  .signup form { display: flex; gap: 10px; flex-wrap: wrap; }
  .signup input {
    font: inherit; color: var(--ink); background: var(--card);
    border: 1px solid var(--line); border-radius: 4px; padding: 12px 14px; min-width: 240px;
    font-size: max(16px, 1em);
  }
  @media (max-width: 560px) {
    .signup input { min-width: 0; width: 100%; }
    .signup form { width: 100%; }
    .signup form .btn { width: 100%; }
  }

  /* closing */
  .closing { padding: 80px 0; background: var(--brand-deep); color: #F2F1EA; text-align: center; }
  :root[data-theme="dark"] .closing { background: var(--tint); color: var(--ink); }
  .closing h2 { color: inherit; }
  .closing p { max-width: 36em; margin-inline: auto; opacity: 0.85; }
  .closing .phone {
    font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
    font-size: clamp(1.8rem, 4.5vw, 2.6rem); font-weight: 700;
    color: inherit; text-decoration: none; font-variant-numeric: tabular-nums;
    display: inline-block; margin: 12px 0 24px;
  }
  .closing .actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

  footer { padding: 36px 0 48px; font-size: 0.82rem; color: var(--sage); }
  footer .wrap { display: grid; gap: 8px; }
  footer a { color: inherit; }

  /* ============================================================
     Content pages (SEO / blog / neighborhood) — reuse the tokens
     above so every page shares one design. Added 2026-08-21.
     ============================================================ */
  .content-hero { padding: 48px 0 40px; background: var(--brand); color: #F2F1EA; }
  :root[data-theme="dark"] .content-hero { background: var(--tint); color: var(--ink); }
  .content-hero h1 { color: inherit; margin-bottom: 8px; }
  .content-hero .lede { color: inherit; opacity: 0.9; max-width: 40em; margin: 0; }
  .crumbs { font-size: 0.8rem; letter-spacing: 0.02em; opacity: 0.85; margin: 0 0 14px; }
  .crumbs a { color: inherit; text-decoration: underline; }

  .tiles { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 14px; margin: 28px 0 0; }
  .tile { background: var(--card); border: 1px solid var(--line); border-radius: 6px; padding: 16px 18px; box-shadow: 0 6px 18px rgba(29,36,32,0.06); }
  .tile .k { font-size: 0.78rem; font-weight: 600; color: var(--sage); }
  .tile .v { font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif; font-size: 1.6rem; font-weight: 700; color: var(--brand-deep); margin-top: 2px; font-variant-numeric: tabular-nums; }
  .tile .s { font-size: 0.8rem; margin-top: 2px; color: var(--ink-soft); }
  .tile .s.up { color: var(--brand); }
  .tile .s.down { color: var(--cta); }

  .prose { max-width: 42em; }
  .prose .note { font-size: 0.85rem; color: var(--sage); }
  .card-lite { background: var(--card); border: 1px solid var(--line); border-radius: 6px; padding: 24px; }

  .link-list { columns: 2; gap: 28px; padding-left: 18px; margin: 0; }
  .link-list li { margin: 6px 0; break-inside: avoid; }
  @media (max-width: 560px) { .link-list { columns: 1; } }

  /* blog index list */
  .post-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 20px; }
  .post-list li { padding-bottom: 20px; border-bottom: 1px solid var(--line); }
  .post-list li:last-child { border-bottom: none; padding-bottom: 0; }
  .post-list a { font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif; font-size: 1.3rem; font-weight: 700; text-decoration: none; }
  .post-list a:hover { text-decoration: underline; }
  .post-list .s { font-size: 0.9rem; color: var(--ink-soft); margin-top: 4px; }

  /* Legal / disclaimer pages */
  .draft-banner {
    margin: 0 0 24px; padding: 14px 18px; border-radius: 10px;
    background: color-mix(in srgb, var(--cta) 14%, var(--card));
    border: 1px solid color-mix(in srgb, var(--cta) 45%, var(--line));
    color: var(--ink); font-size: 0.9rem; line-height: 1.5;
  }
  .draft-banner strong { color: var(--cta-hover); }
  .legal-prose h2 { font-size: 1.15rem; margin: 26px 0 8px; }
  .legal-prose p, .legal-prose li { color: var(--ink-soft); }
  .legal-prose ul { padding-left: 20px; margin: 8px 0; }
  .legal-prose li { margin: 5px 0; }
  .legal-prose code { font-size: 0.85em; background: var(--tint); padding: 1px 5px; border-radius: 4px; }
  footer .legal-links { color: var(--sage); }
  footer .legal-links a { text-decoration: none; }
  footer .legal-links a:hover { text-decoration: underline; }